If your Kizzo loan application was declined, it means that based on the information provided, you are not currently eligible for a loan with us.
Even if you receive a pre-qualified offer, the full application review may result in a declined decision based on one or more of these factors.
Note: We are not able to share specific reasons for declined applications, as our review process relies on proprietary eligibility criteria.
Can I re-apply?
Yes.
You may be eligible to re-apply for a Kizzo loan 32 days after an initial decline.
When you’re ready, you can submit a new application through our website.
Does a declined application affect my credit score?
No.
Kizzo does not perform a hard credit inquiry as part of the initial application process. A declined application will not impact your credit score.
Your privacy
Your personal information is handled securely and in accordance with Canadian regulations.
If your application is not approved, your data will be anonymized or securely deleted once it is no longer required for business purposes.
Questions?
If you have additional questions, please contact our support team at support@kizzo.ca and we’ll be happy to help.
