Applying for a Kizzo loan is simple and can be completed entirely online. The experience is powered by Fig Financial, so you will move through a secure and familiar application process from start to finish.
Step 1: Generate Your Loan Offer
Start by completing the online application form. You will be asked to provide basic personal and financial information, including details about your income and employment. We use this information to understand your financial profile and determine the loan amount and interest rate that best align with your current credit profile.
Step 2. Identity and Income Verification
If your application moves forward, you will be asked to verify your identity and confirm your income. This will include:
Uploading a valid Canadian government issued photo ID
Connecting your primary personal Canadian bank account to securely confirm your income and financial activity
Your bank account must be in your name and regularly receive your income. This helps us ensure your loan payments fit within your budget.
Step 3. Submit Your application
If you are happy with your offer, you can submit it directly online.
Before submitting, you will have the opportunity to review your loan agreement carefully, including the total cost of borrowing, loan term, and payment frequency.
Step 4. Get a Decision
Once your application is submitted, you will receive a decision immediately.
If your application is not approved, you will be notified right away. We understand this can be disappointing, and our team expects higher outreach around declines and is here to help answer questions.
Step 5. Funding
After your loan is approved, your funds will be deposited directly into your connected bank account. Funding timelines may vary depending on your bank, but many customers receive funds shortly after approval and acceptance.
What You Will Need to Apply
To complete your Kizzo loan application, please have the following ready:
A valid Canadian government issued photo ID
A primary personal Canadian bank account under your name
Proof of regular income deposited into that account
Need Help? If you have questions at any point during your application, you can reach us at support@kizzo.ca and our team will be happy to assist you.
